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AB Licence #: 354845

Personal Loans in Calgary

It can be challenging for anyone to find themselves facing an emergency expense when savings are low. Unfortunately, you have no idea when an emergency might strike. One of the most important things you can do is to educate yourself on your potential options for these situations. One potential option if you need some financial help is a Line of Credit in Calgary!

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Applying for Calgary Personal Loans

When people think of Calgary, their mind might drift to things like the Winter Olympics, the Rocky Mountains, or the Calgary Stampede. The biggest city in Alberta has a diverse set of attractions that offer a little of everything for both its residents and visitors alike.

Amongst Canadian cities, Calgary is considered relatively expensive to live in. Things like housing, transportation, food, and entertainment tend to be more expensive there than in more rural parts of the province.

With that in mind, it’s important to prepare yourself for any financial emergencies that may come your way. This could be things like uninsured medical emergencies, car repairs, or essential home repairs. If your emergency fund is low and you need some help bridging the gap between your savings and the cost of your emergency expense, a line of credit in Calgary could be a potential solution.

How Does This Line of Credit Work?

If you apply for a Line of Credit in Calgary from Fora, you may be able to qualify for an online loan that has a credit limit between $1,000 and $10,000.

But what’s the potential upside of this personal loan in Calgary? One potential benefit is that it’s fast and convenient to apply for this Line of Credit online.

So, if you need a hand in dealing with an emergency situation and you feel like a Calgary online loan may be helpful, applying for a Line of Credit online from Fora is quick and simple! If you get approved, you’ll have the ability to draw from your Line of Credit when you need it most, as long as you have available credit3. Not only that, the money you draw can be in your bank account as soon as the same business day!

Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.

Online Loan Summary

Credit Limit: $1,000 to $10,000
Loan Type: Line of Credit
Minimum Payment: Interest + Principal Contribution
Funding Time: Same Business Day2

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Why Choose a Personal Loan in Calgary from Fora?


Flexible Access to Cash

  • If you can get online, you can apply for this Calgary personal loan.
  • This Line of Credit can give you access to a financial safety net to help you in your time of need3.
  • If your application is approved, you may get your funds as soon as the same business day.


Dedicated Customer Service

  • Our Customer Service team is always happy to help when you need it!
  • We’re ready to help you learn more about the Line of Credit offered from Fora.
  • Reach us here.


Safe & Secure Borrowing

  • We use industry-standard practices to protect your data and privacy.
  • Trust your personal information is secure with our use of 256-bit Advanced Encryption Standard (AES-256).
  • Your secure online account will have the information you need regarding your Line of Credit.

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Details of the Calgary Line of Credit

When all your money is tied up and your savings are low, it can be a big challenge to deal with financial emergencies. This can be even more true when you don’t have an emergency fund. If you’re in this type of situation, a personal loan in Calgary may be of use! While emergencies can vary, some common scenarios that you could run into are things like unexpected car or home repairs, or even uninsured medical emergencies.

If you’re looking to apply for a personal loan with Fora, click here to apply or call us at 1-888-899-3672 for more information.

Credit Limit

$1,000 to $10,000.

Making a Draw

You can choose to withdraw your available funds all in one go, or in smaller amounts from your available credit, as needed3.

If you request a draw, funds can be deposited into your bank account as soon as the same business day.


The annual interest rate for a Line of Credit from Fora starts as low as 19.9%5.

You only pay interest on what you draw, not your entire credit limit.

Repayment of the Online Loan in Calgary

If you have an outstanding balance, you will need to make Minimum Payments which are typically due on your pay dates.

Each Minimum Payment includes:

  • Interest charged on your outstanding principal balance for each day of your billing cycle; and
  • A contribution towards your principal, based on your income frequency.

The exact amount of each Minimum Payment and the corresponding due date will be outlined in your statements.

Keep in mind that you always have the option of making additional payments without having to worry about prepayment penalties. You may log into your account to make a payment online using most debit or pre-paid cards or call 1-888-899-3672 to set up a payment.

See What our Customers Have to Say:

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Frequently Asked Questions about Loans in Calgary Online

To be eligible for a Line of Credit from Fora, you must (at minimum):

  • Be a Canadian citizen or permanent resident with a valid government-issued identification;
  • Be a resident of and legal age of majority in Alberta;
  • Have an open and active personal bank account;
  • Have a consistent source of income;
  • Receive income through direct deposit; and
  • Have a valid contact number and an active email address.

Yes, you’ll have to have an active and open personal bank account if you want to apply for this Line of Credit in Calgary.

You will not. A key component of this online Personal Loan in Calgary is that you’ll be able to submit an application without needing to make an appointment. Submitting an application online is simple, convenient, and fast! Just click here and you can fill your application out in just minutes1.

If you need any more information, you can simply call us at 1-888-899-3672 and we’ll do our best to help you.

The Line of Credit from Fora is currently offered in Nova Scotia, New Brunswick, Alberta, Ontario, British Columbia and Saskatchewan. There will be more provinces and territories operational in the future. Check back regularly to see if the Line of Credit online from Fora is available in your area.

At Fora, Credit Inclusion is Important to Us

At Fora, we’re proud to offer the flexibility of a Line of Credit and help Canadians all over the country. If you need any help with your Line of Credit or you want to ask us any questions, don’t hesitate to email us at For more info, visit our general FAQs page.