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AB Licence #: 354845

Personal Loans in Alberta

If you’ve ever been in a situation when you had to take care of an emergency expense that seemingly sprung from nowhere, you probably know the stress that can come with it, especially if you’re short on savings. With that in mind, if you wind up in a situation like this, a Line of Credit in Alberta could be a potential solution!

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Applying for Alberta Personal Loans

Many of the main attractions in Alberta are rooted in nature, ranging from national parks like Banff, the Rocky Mountains, Lake Louise, and all sorts of other beautiful and unique sites to see. If you lean more towards an urban experience, cities like Calgary and Edmonton have much to offer, including the Edmonton Mall.

Whether you live in a major city like Edmonton or Calgary, or you’re in a smaller city like Red Deer or Lethbridge, you’ll always want to make sure you have a plan to deal with emergency expenses when they rear their ugly heads. Things like unexpected home emergencies, important car repairs, and medical emergencies can come at any time, and if you don’t have the savings to deal with them, a line of credit in Alberta may be able to help.

How Does This Line of Credit Work?

With a Line of Credit in Alberta from Fora, you could qualify for an online loan with a credit limit between $1,000 and $10,000.

With this Line of Credit, the process of applying online is easy and can be completed in just minutes.

If you’re in need of some extra money and feel like an Alberta online loan could be just what you need, applying for a Line of Credit online from Fora is easy! If your application is approved, this Line of Credit can give you some peace of mind knowing that you’ll have some help dealing with any emergency expense that may come your way, assuming you have available credit3. On top of this, the money you draw can be in your bank account as soon as the same business day!

Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.

Online Loan Summary

Credit Limit: $1,000 to $10,000
Loan Type: Line of Credit
Minimum Payment: Interest + Principal Contribution
Funding Time: Same Business Day2

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Why Choose a Personal Loan in Alberta from Fora?


Flexible Access to Cash

  • Get started on your application online from wherever you can access internet.
  • Have funds at the ready for when it matters most3.
  • If your application is approved, get your requested funds as soon as the same business day.


Dedicated Customer Service

  • Our Customer Service team has your back when you need assistance!
  • We’re here every day of the week to give you more information relating to the Line of Credit offered from Fora.
  • Reach us by phone or chat.


Safe & Secure Borrowing

  • We’re committed to using industry best practices to protect your data and privacy.
  • Trust your personal information is secure with our use of 256-bit Advanced Encryption Standard (AES-256).
  • Your secure online account will have the information you need regarding your Line of Credit.

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Details of the Alberta Line of Credit

When you’re low on funds and you run into an emergency situation, it can be tough to handle it without an emergency fund. In these moments, a personal loan in Alberta could be right for you! Not everyone is going to be faced with the same types of emergencies, but common issues that could arise include things like unexpected car or home repairs.

If you’re looking to apply for a personal loan with Fora, click here to apply or call us at 1-888-899-3672 for more information.

Credit Limit

$1,000 to $10,000.

Making a Draw

You can choose to withdraw your available funds all in one go, or in smaller amounts from your available credit, as needed3.

If you request a draw, funds can be deposited into your bank account as soon as the same business day.


The annual interest rate for a Line of Credit from Fora starts as low as 19.9%5.

You only pay interest on what you draw, not your entire credit limit.

Repayment of the Online Loan in Alberta

If you have an outstanding balance, you will need to make Minimum Payments which are typically due on your pay dates.

Each Minimum Payment includes:

  • Interest charged on your outstanding principal balance for each day of your billing cycle; and
  • A contribution towards your principal, based on your income frequency.

The exact amount of each Minimum Payment and the corresponding due date will be outlined in your statements.

Keep in mind that you always have the option of making additional payments without having to worry about prepayment penalties. You may log into your account to make a payment online using most debit or pre-paid cards or call 1-888-899-3672 to set up a payment.

See What our Customers Have to Say:

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Frequently Asked Questions about Loans in Alberta Online

To be eligible for a Line of Credit from Fora, you must (at minimum):

  • Be a Canadian citizen or permanent resident with a valid government-issued identification;
  • Be a resident of and legal age of majority in Alberta;
  • Have an open and active personal bank account;
  • Have a consistent source of income;
  • Receive income through direct deposit; and
  • Have a valid contact number and an active email address.

Yes, you will need an open and active personal bank account to apply for this Line of Credit.

No, you won’t. One of the best features of this online Line of Credit in Alberta is that you won’t ever need to sit around and wait for an appointment to apply for it. Getting started is easy, convenient, and straightforward! Just click here and you can fill your application out in just minutes1.

If you need any more information, you can simply call us at 1-888-899-3672 and we’ll do our best to give you the information you need.

The Line of Credit from Fora is currently offered in Alberta, Ontario, New Brunswick, Nova Scotia, British Columbia, and Saskatchewan. There will be more provinces and territories operational in the future. Check back regularly to see if the Line of Credit online from Fora is available in your area.

At Fora, Credit Inclusion is Important to Us

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. If you need some assistance with your Line of Credit or have any questions for us, don’t hesitate to email us at For more info, visit our general FAQs page.